Condominium Owner’s Insurance

J-Mac Insurance Agency understands that condo owners have needs different from those of renters and homeowners. Take a look at some of the coverage Mercury offers and then talk to one our friendly, knowledgeable agents. You’ll get a plan built especially for you and you’ll like the price, too.

Personal Property

Provides coverage for your household items in the event of fire, theft or other covered loss. Did you know that most condo association policies don’t provide coverage for your personal belongings?

Additional Personal Property

Provides additional coverage for antiques, fine art, jewelry and other valuables.


Provides coverage for fixtures and improvements, such as cabinets, flooring and lighting, as well as other free standing structures that may not be covered by your condo association’s policy.

Loss Assessment

Provides additional coverage in the event your condo association levies an assessment on each condo owner to make common area repairs for a covered loss.

Additional Living Expenses

Provides coverage for living expenses if your condo becomes uninhabitable as a result of a covered loss.

Personal Liability Protection

Pays for bodily injury or property damage caused to others as a result of a covered incident.

Guest Medical Protection

Pays medical expenses for your guests who are accidentally injured on your property.

Workers’ Comp Coverage

Pays medical expenses for your personal part-time employees, such as nannies or maids, who are injured on the job.

Condos Rented to Others

Provides liability and contents coverage on your condo when you rent it to others.

*Coverage(s) may be subject to certain restrictions and limitations and may not be available in all states.

Low Rates and Great Discounts

Everyone likes to save a little money, so you’ll be glad to know that Mercury offers some of the lowest rates around. And that’s just the beginning, because you can save even more with some of our most popular discounts. Ask your Mercury agent about these and other discounts.

  • Multi-Policy (Auto + Condo)
  • Gated Community
  • Smoke Alarms
  • Security Monitoring
  • Selecting a higher deductible

Go multi-policy

Make sure you ask us about our AUTO+CONDO discount. You could save hundreds of dollars a year when you insure both your auto and your home with Mercury.